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There is a tax allowance that has had a low takeup, and does not seem to be widely known about. It is called the Marriage Allowance, and is for couples (including pensioners) where one partner pays standard rate income tax and the other is a non-taxpayer.
It can be claimed in the following circumstances:
If you qualify, the lower earner can transfer part of their unused income tax allowance to the higher earner. This will reduce their income tax by up to £230 in the current tax year. The allowance can be backdated to 2015, giving a potential tax refund of up to £662.
More information is in the following link to The Guardian:
Claiming is quick and easy. The allowance can be claimed online here: